An employee from one of our groups has a COBRA subsidy provided by her husband’s former company. Once that subsidy ends and the employee is required to pay the full COBRA premiums, would that qualify as a qualifying event and allow this employee to enroll on her current employer’s group plan?
Unfortunately, an employer stopping a COBRA subsidy does not create a special enrollment right for the employee. The employee must exhaust COBRA coverage to get a special enrollment right or enroll during open enrollment.