Breast cancer is common and often treatable when found early. About 1 in 8 U.S. women will be diagnosed during their lifetime, and more than 300,000 new invasive cases are identified each year. Screening on a regular cadence is the most reliable way to catch issues early and improve outcomes.
What “early detection” means right now
In April 2024, the U.S. Preventive Services Task Force (USPSTF) updated its guidance: women at average risk should get a screening mammogram every other year from ages 40 to 74. This is a B-grade recommendation.
Other reputable groups still publish slightly different schedules. The American Cancer Society (ACS) advises that women ages 45 to 54 screen every year, with the option to start annual screening at 40, and to move to every other year at 55 and older if preferred.
This information is not medical advice. Please consult with your doctor for personalized guidance.
A quick way to navigate the differences
- Ages 40–44: Option to begin screening. Talk to a clinician about your risk and preferences.
- Ages 40–74: USPSTF recommends screening every other year.
- Ages 45–54: ACS recommends annual screening.
- Age 55 and older: ACS allows either annual or every-other-year screening as long as you are in good health.
If you have dense breasts, a strong family history, a known genetic mutation, or prior chest radiation, you may need a different plan. Ask your clinician about your risk and the role of supplemental tests.
Coverage and cost
For most people enrolled in non-grandfathered health plans, screening mammograms performed in-network are covered at no cost as a preventive service. If you are not sure how your plan treats preventive screening, call the number on your member ID card or ask your HR team.
What employers and HR leaders can do
- Remove friction. Share clear instructions on how employees can schedule an in-network mammogram and where to go. Remind them that preventive screenings are typically covered at no cost in-network for non-grandfathered plans.
- Time your outreach. Align reminders with open enrollment and with national observances that already raise awareness. Provide links to scheduling tools and local imaging centers.
- Communicate the “why.” Early detection saves lives and reduces the need for intensive treatment. Consistent screening is the lever employees control.
- Address mixed guidance upfront. Briefly explain that major guidelines differ on timing and frequency, and encourage employees to choose the schedule that fits their risks and preferences in consultation with a clinician.
Talking points you can reuse in benefits communications
- Start the conversation at 40. Major guidelines agree that discussions about screening should begin by age 40, with regular mammograms from 40 onward for most people at average risk.
- Screening is preventive care. In non-grandfathered plans, in-network screening mammograms are typically covered with no member cost.
- Personal risk matters. Family history, genetics, and prior treatments may change the plan. Employees should ask their clinician what is right for them.
How 1706 Advisors can help
We can build a simple screening campaign for your team: an HR email template, a one-page intranet post, and a reminder cadence timed to open enrollment. We can also confirm in-network sites and plan coverage specifics so employees know exactly where to go and what to expect.
Sources
- Blue Cross and Blue Shield of Illinois, “Get a Mammogram: Early Detection Saves Lives,” August 26, 2025. Statistics, coverage notes for preventive screening, and average-risk reminders. (Connect Community)
- U.S. Preventive Services Task Force. Final Recommendation Statement, April 30, 2024. Biennial screening for women ages 40–74. (USPSTF)
- American Cancer Society. Breast Cancer Screening Guidelines. Annual screening 45–54, options starting at 40, then every other year or annual at 55+. (Cancer.org)